We’re all about protecting your interest

State Custodians Mortgage Company (SCMC) is an award-winning, wholly Australian-owned, non-bank lender. We have some straightforward missions in life: to keep things simple and to protect your interest.

We aim to keep our home loan rates amongst the lowest available but we don’t cut corners on features or service. To keep our competitive edge we’ve cut out the middle-men, preferring to deal with you directly. We don’t accept business from mortgage brokers or companies who expect commissions in return. Every member of our frontline team is a salaried professional, completely free of conflicts of interest. Our whole team is able to uphold our commitment to professional integrity and ethics.

We consider ourselves market leaders in the non-bank lending sector because of our ethical stance on commissions, because of our commitment to acting in your interest and our determination to offer you a simple and direct mortgage service. We’re using the latest online technology to make applying for a mortgage fast and simple but you’ll always find a human on the end of the line when you call for help. Our whole business ethos is about providing you with a better deal.

The funds for our loans are supplied by Australia’s largest wholesale funders so you can be assured they are safe and secure. If you’re a home owner or an individual wishing to purchase or refinance a residential property, we can supply your home loan, no matter where you are in Australia.

Part of your community

We also believe in giving back to the broader community. In particular, we support the charity CLAN (Caring and Living As Neighbours). CLAN is an Australian-based, non-government charity dedicated to helping children with chronic health conditions in resource-poor countries to achieve a quality of life on par with that of their neighbours in wealthier countries. Our director, Heidi Armstrong, is treasurer of the charity. “It’s part of the simple SCMC philosophy that if you do the right things in life, and in business, then good things will come back to you,” says Heidi.

If you like the sound of our story, give us a call on 1300 654 617 to find out more about our loans and meet our team, you never know who might answer the phone...