Protecting your interest

The Scoop:

AWARD WINNING RATES & FEATURES, UNBEATABLE SERVICE

Our interest rates are some of the most competitive in the country but we offer far more than that. Our award-winning home loans also have excellent features and flexibility. We're committed to delivering professional and personal service to every customer. When it comes to non-bank lenders we stand out from the pack; when it comes to competing with the big banks, we "blow them away".

SO HOW CAN WE KEEP OUR RATES SO LOW WE HEAR YOU ASK?

It’s simple. We don’t pay commission to brokers.

You come to us direct and we pass on the rate savings to you.

SCMC STANDARD VARIABLE HOME LOAN

We challenge any lender to give you a better rate or features.

Variable rate of 6.39%* (Comparison Rate 6.65%)
95% LVR for new purchases
Loyalty Bonus Rate Drop of 0.15% after 5 years
Free and unlimited extra repayments and redraw
P&I or IO (max 10 years)
Owner occupied or investment loan
Free loan splits (max 4)

SCMC BREATHE EASY HOME LOAN

Looking to avoid fees? Check out this cost-effective loan with no set-up or on-going fees. Awarded Best Non-Bank Basic Home Loan by Your Mortgage Magazine.

6.62%* (Comparison Rate 6.54%)
95% LVR for new purchases and refinances
Loyalty Bonus Rate Drop of 0.15% after 5 years
No ongoing fees
No set-up fees
Line of credit split available (max 90%LVR)
Free and unlimited extra repayments and redraw
P&I or IO (max 10 years)
Owner occupied or investment loan
Free loan splits (max 4)

SCMC LINE OF CREDIT HOME LOAN

Once again we challenge any lender to give you a better priced true line of credit.

6.44%* (Comparison Rate 6.70%)
Loyalty Bonus Rate Drop of 0.15% after 5 years
No minimum monthly repayments required
Free cheque book
Up to 15 years interest only available

SCMC CONSTRUCTION HOME LOAN

Looking for a well-priced construction loan that works for you now and in the future?

6.63% pa (0.25% loading during land / construction phase)
No ongoing fees
Free and unlimited extra repayments and redraw
P&I or IO (max 10 years)
Owner occupied or investment loan
Free loan splits (max 4)

SCMC LOW DOC LOAN

If you’re self-employed and need a hassle-free home loan.

7.18% pa
No ongoing fees
No BAS requirements for purchases
Free and unlimited extra repayments and redraw

SCMC STANDARD FIXED HOME LOAN

1 year - 7.09% Comparison rate: 6.72%

2 year - 7.23% Comparison rate: 6.79%

3 year - 7.34% Comparison rate: 6.88%

5 year - 7.79% Comparison rate: 7.20%

Call us on 1300 654 617 or READ ON.....

SCMC LOW DOC FIXED HOME LOAN

Call us for more information 1300 654 617

Protecting your interest
State Custodians is committed to protecting your interest. We work hard to keep our rates as competitive as possible so you can pay off your loan sooner. We back up our great rates with personalised service, guidance and a commitment to put your interests first.

Comparison rates
Comparison rates are a great tool to help you compare the total cost of different home loans, taking into account one-off expenses such as set-up fees. Each SCMC product sets out the interest rate and the comparison rate.

SCMC Standard Variable: 6.39% AAPR: 6.65% PH: 1300 654 617

Our Awards

Online Pre-Approval

Fees & Features